LETTER TO CREDIT BUREAU FRAUDULENT ENTRY

Letter To CRA Fraudulent Entries

123 Your Street Address
Your City, ST 01234
The Credit Bureau
Bureau Address
Anytown, State 56789
Date
Dear Credit Bureau,
This letter is a formal complaint that you are reporting inaccurate credit information.
The following paragraph may be excluded if it does not apply
I believe I am the victim of identity theft or identity fraud.
I am very upset that you have included the below information in my credit report due to its damaging effects on my credit standing.
As you are no doubt aware, credit reporting laws require bureaus to report only accurate credit information.
The inclusion of this inaccurate information is a mistake on either your or the reporting creditor's part.
Because of the mistakes on my credit report, I have been wrongfully denied credit recently for a (insert credit type for which you were denied here) , which was highly embarrassing, and has negatively impacted my life.
The following information therefore needs to be deleted from the report as soon as possible:: CREDITOR AGENCY, acct. 123-34567-ABC; (LIST IN THE ORDER THEY APPEAR)
I have no knowledge of these fraudulent entries on my credit report.
I have no accounts with the account numbers reported.
I opened no accounts on the dates referenced.
I have had no communication in any way, EVER, from the reporting agencies.
Please delete the above information as quickly as possible and confirm these deletions within 30 days.
If these fraudulent accounts are not permanently deleted, I will file a complaint with the appropriate State and Federal authorities.
Sincerely,
your signature
Your Name
SSN#123-45-6789