HIPAA FTC COMPLAINT
If you have opted out and deleted old addresses and checked your credit reports to see if there is any change in the reporting,
and there was no response to your dispute to the CA, then you need to file a complaint with the FTC against each CRA that has
refused to delete and refused to properly investigate.
FILE A COMPLAINT
Print out your complaint BEFORE clicking enter.
Your complaint should list the actions you have taken,( with dates for each) i.e. filed a proper dispute on an unknown medical
account, contacted the reporting CA with a dispute and request for validation on this unknown medical account as per
instructions from ( name of CRA) re-disputed to ( CRA) with a copy of your dispute/validation letter to the CA, along
with proof of the CA's receipt of the dispute. (CRA) refusal to properly investigate or properly mark the account as in
dispute is a violation of the FCRA and FACTA.
Send a copy of the complaint with another dispute to each CRA.
Make sure that your follow up dispute to the CRA is addressed to their compliance dept. sent CMRR and includes this phrase;
"I reserve the right to take further action including filing appropriate complaints with ( your State) 's consumer protection agencies,
the BBB and to take civil action to recover damages".